Terms and Conditions of Use

1. Acceptance of Terms

By accessing and using the Loancy platform, you express your agreement to be bound by these Terms and Conditions. If you do not agree with any part of the terms, you are not permitted to use our services.

2. Description of Service

Loancy is an educational platform dedicated to explaining basic financial concepts and responsible personal budget management. The content is provided for informational and educational purposes only and does not constitute professional financial, legal, or tax advice.

3. User Rights and Obligations

• You are responsible for any activity that occurs under your account.
• You may not use the platform for illegal or unauthorized purposes.
• You may not reproduce, distribute, or modify copyright-protected content without our explicit permission.
• You commit to providing accurate and complete information when required.

4. Limitation of Liability

Loancy assumes no liability for financial decisions made based on the information presented on the platform. We do not guarantee the accuracy, completeness, or usefulness of any content. Use of the materials is at your own risk.

5. Intellectual Property

All materials, including texts, graphics, logos, and the platform structure, are the property of Loancy or its content providers and are protected by applicable copyright and intellectual property laws.

6. Modifications to the Terms

We reserve the right to modify these Terms at any time. Changes will take effect immediately after the updated version is published on the platform. Continued use of the services after such changes constitutes acceptance of the new terms.

7. Contact

For any questions regarding these Terms and Conditions, please contact us at: